{"id":1363433,"date":"2016-04-21T16:12:16","date_gmt":"2016-04-21T14:12:16","guid":{"rendered":"http:\/\/www.realat.lv\/lv\/?p=1363433"},"modified":"2016-04-21T16:12:16","modified_gmt":"2016-04-21T14:12:16","slug":"swedbank-piedavas-aiznemumus-majokla-iegadei-vai-remontam-bez-pirmas-iemaksas","status":"publish","type":"post","link":"https:\/\/www.realat.lv\/lv\/zina\/swedbank-piedavas-aiznemumus-majokla-iegadei-vai-remontam-bez-pirmas-iemaksas\/","title":{"rendered":"Swedbank pied\u0101v\u0101s aiz\u0146\u0113mumus m\u0101jok\u013ca ieg\u0101dei vai remontam bez pirm\u0101s iemaksas."},"content":{"rendered":"

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Latvijas re\u0123ionu att\u012bst\u012bbas programmas papla\u0161in\u0101\u0161anas ietvaros AS Swedbank izveidojusi jaunu risin\u0101jumu m\u0101jok\u013cu pieejam\u012bbas veicin\u0101\u0161anai, preses konferenc\u0113 inform\u0113ja bankas Priv\u0101tpersonu finans\u0113\u0161anas atbalsta noda\u013cas vad\u012bt\u0101js Latvij\u0101 Normunds D\u016bcis.<\/strong><\/p>\n<\/div>\n

Banka turpm\u0101k bez pirm\u0101s iemaksas m\u0101jok\u013ca ieg\u0101dei vai remontam\u00a0pied\u0101v\u0101s kred\u012btu l\u012bdz 12 t\u016bksto\u0161iem eiro apm\u0113r\u0101 ar termi\u0146u l\u012bdz 10 gadiem.<\/p>\n

\n
\"\"N. D\u016bcis uzsv\u0113ra, ka netiek pras\u012bts nekustam\u0101 \u012bpa\u0161uma v\u0113rt\u0113jums vai t\u0101me remonta gad\u012bjum\u0101, turkl\u0101t \u012bpa\u0161umu aiz\u0146\u0113m\u0113js re\u0123ustr\u0113 uz sava v\u0101rda bez ierobe\u017eojumiem, piem\u0113ram, \u0137\u012blas vai hipot\u0113kas no bankas puses. Patlaban \u0161is pied\u0101v\u0101jums motiv\u0113 par sava m\u0101jok\u013ca ieg\u0101di dom\u0101t iedz\u012bvot\u0101jus re\u0123ionos, kuriem ir regul\u0101ri ikm\u0113ne\u0161a ien\u0101kumi, lai segtu uz\u0146emt\u0101s saist\u012bbas, ta\u010du iesp\u0113jas sa\u0146emt hipotek\u0101ro kred\u012btu ir ierobe\u017eotas.<\/p>\n

Swedbank, pied\u0101v\u0101jot jauno finans\u0113\u0161anas risin\u0101jumu iedz\u012bvot\u0101jiem pilotprojekta re\u017e\u012bm\u0101, tas izmantots jau 153 m\u0101jok\u013cu ieg\u0101dei vai labiek\u0101rto\u0161anai. Vid\u0113j\u0101 summa, ko iedz\u012bvot\u0101ji aiz\u0146emas, ir 8525 eiro ar vid\u0113jo termi\u0146u, 6,5 gadi. Visbie\u017e\u0101k kred\u012bts tiek \u0146emts m\u0101jok\u013ca ieg\u0101dei \u2013 60% gad\u012bjumu, turkl\u0101t tie\u0161i re\u0123ionos (90% no dar\u012bjumu \u012bpatsvara).<\/p>\n

P\u0113c bankas p\u0101rst\u0101vju v\u0101rdiem, \u0161is pied\u0101v\u0101jums var pal\u012bdz\u0113t ne tikai ieg\u0101d\u0101ties, bet ar\u012b atjaunot m\u0101jokli.<\/p>\n

Swedbank eksperti inform\u0113ja, ka procentu likme \u0161im aizdevumam, ir s\u0101kot no 9% un tas tiek pie\u0161\u0137irts, ja m\u0101jsaimniec\u012bbas ien\u0101kumi uz rokas ir vismaz 600 eiro. Aizdevumam tiek pied\u0101v\u0101ta fiks\u0113ta likme, kas sav\u0101 zi\u0146\u0101 nodro\u0161ina pret procentu likmju sv\u0101rst\u012bb\u0101m.<\/p>\n

Ja aiz\u0146\u0113m\u0113jam rodas gr\u016bt\u012bbas aizdevumam atmaksas proces\u0101, banka pied\u0101v\u0101 visus tradicion\u0101los risin\u0101jumus \u2013 kred\u012btbr\u012bvdienas, maks\u0101juma atlik\u0161ana vai citus, savuk\u0101rt, ja aizdevumu nav iesp\u0113jams atmaks\u0101t, k\u0101 nodro\u0161in\u0101jums tiek \u0146emts \u012bpa\u0161ums.<\/p>\n

Latvijas Pa\u0161vald\u012bbu savien\u012bbas padomniece Andra Feldmane st\u0101sta, ka pa\u0161vald\u012bbas re\u0123ionos saskaras ar darbasp\u0113ka noveco\u0161anas probl\u0113m\u0101m, un jaun\u0101s \u0123imenes nereti no pils\u0113t\u0101m dodas proj\u0101m tuv\u0101k R\u012bgai vai uz \u0101rvalst\u012bm, ta\u010du tie, kas paliek, par m\u0101jokli run\u0101 jau lab\u0101 kvalit\u0101t\u0113. Daudzas \u0113kas un dz\u012bvok\u013ci pa\u0161vald\u012bb\u0101s ir j\u0101atjauno, t\u0101d\u0113\u013c ar aizdevuma pal\u012bdz\u012bbu b\u016btu iesp\u0113jams to izdar\u012bt. L\u012bdz ar to \u0161is projekts var\u0113tu b\u016bt risin\u0101jums t\u0101d\u0101s m\u0101j\u0101s, kuru dz\u012bvok\u013cos nepiecie\u0161ams veikt kapit\u0101lo remontu.<\/p>\n

A. Feldmane uzsv\u0113ra, ka pa\u0161vald\u012bb\u0101m ir j\u0101dom\u0101 par jauna dz\u012bvojam\u0101 fonda izveidi re\u0123ionos, kas ir par sapr\u0101t\u012bgu cenu pieejams jaunaj\u0101m \u0123imen\u0113m.<\/p>\n

db.lv<\/p>\n<\/div>\n

\u00a0<\/div>\n<\/div>\n

<\/p>","protected":false},"excerpt":{"rendered":"

Latvijas re\u0123ionu att\u012bst\u012bbas programmas papla\u0161in\u0101\u0161anas ietvaros AS Swedbank izveidojusi jaunu risin\u0101jumu m\u0101jok\u013cu pieejam\u012bbas veicin\u0101\u0161anai, preses konferenc\u0113 inform\u0113ja bankas Priv\u0101tpersonu finans\u0113\u0161anas atbalsta noda\u013cas vad\u012bt\u0101js Latvij\u0101 Normunds D\u016bcis. Banka turpm\u0101k bez pirm\u0101s… <\/p>\n","protected":false},"author":2,"featured_media":1363442,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35],"tags":[],"class_list":["post-1363433","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zina"],"yoast_head":"\nSwedbank pied\u0101v\u0101s aiz\u0146\u0113mumus m\u0101jok\u013ca ieg\u0101dei vai remontam bez pirm\u0101s iemaksas. - REALAT.lv<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Swedbank pied\u0101v\u0101s aiz\u0146\u0113mumus m\u0101jok\u013ca ieg\u0101dei vai remontam bez pirm\u0101s iemaksas. - REALAT.lv\" \/>\n<meta name=\"twitter:description\" content=\"Latvijas re\u0123ionu att\u012bst\u012bbas programmas papla\u0161in\u0101\u0161anas ietvaros AS Swedbank izveidojusi jaunu risin\u0101jumu m\u0101jok\u013cu pieejam\u012bbas veicin\u0101\u0161anai, preses konferenc\u0113 inform\u0113ja bankas Priv\u0101tpersonu finans\u0113\u0161anas atbalsta noda\u013cas vad\u012bt\u0101js Latvij\u0101 Normunds D\u016bcis. 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