{"id":2048173,"date":"2025-05-29T17:06:45","date_gmt":"2025-05-29T14:06:45","guid":{"rendered":"https:\/\/www.realat.lv\/lv\/?p=2048173"},"modified":"2025-05-29T17:28:45","modified_gmt":"2025-05-29T14:28:45","slug":"majoklu-tirgu-latvija-sogad-verojams-straujs-izraviens-iedzivotaju-plani-klust-ambiciozaki","status":"publish","type":"post","link":"https:\/\/www.realat.lv\/lv\/bez-kategorijas\/majoklu-tirgu-latvija-sogad-verojams-straujs-izraviens-iedzivotaju-plani-klust-ambiciozaki\/","title":{"rendered":"M\u0101jok\u013cu tirg\u016b Latvij\u0101 \u0161ogad v\u0113rojams strauj\u0161 izr\u0101viens, iedz\u012bvot\u0101ju pl\u0101ni k\u013c\u016bst ambicioz\u0101ki"},"content":{"rendered":"

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Latvijas nekustamo \u012bpa\u0161umu tirg\u016b 2025.gads s\u0101cies ar strauju aktivit\u0101tes pieaugumu –\u00a0Swedbank<\/em>\u00a0apkopotie dati liecina, ka \u0161\u012b gada pirmaj\u0101 ceturksn\u012b nosl\u0113gto hipotek\u0101ro kred\u012btu l\u012bgumu skaits pieaudzis par 48%, sal\u012bdzinot ar attiec\u012bgo periodu p\u0113rn. Visakt\u012bv\u0101k\u0101 kredit\u0113\u0161ana v\u0113rojama R\u012bg\u0101 un t\u0101s apk\u0101rtn\u0113 – galvaspils\u0113ta un Pier\u012bga kopum\u0101 veido 74% no visiem izsniegtajiem hipotek\u0101rajiem kred\u012btiem Latvij\u0101. Savuk\u0101rt re\u0123ioni joproj\u0101m saglab\u0101 potenci\u0101lu, ta\u010du \u0161obr\u012bd b\u016btiski atpaliek p\u0113c kredit\u0113\u0161anas apjoma (26%).<\/span><\/p>\n

Sal\u012bdzinot dar\u012bjumu aktivit\u0101ti ar p\u0101r\u0113j\u0101m Baltijas valst\u012bm, redzams, ka liel\u0101kais piepras\u012bjums p\u0113c jaunu m\u0101jok\u013cu ieg\u0101des v\u0113rojams Lietuv\u0101, kur dar\u012bjumu skaits pret iepriek\u0161\u0113j\u0101 gada attiec\u012bgo periodu pieaudzis par 56%. Savuk\u0101rt Igaunija izce\u013cas ar visaugst\u0101kaj\u0101m vid\u0113j\u0101m hipotek\u0101r\u0101 kred\u012bta aizdevumu summ\u0101m – 145 t\u016bksto\u0161i eiro. Tikm\u0113r Lietuv\u0101 \u0161is r\u0101d\u012bt\u0101js sasniedz 116 t\u016bksto\u0161us eiro, bet Latvij\u0101 – 91 t\u016bkstotis eiro.\u00a0<\/p>\n

Lai ar\u012b\u00a0Latvij\u0101<\/strong>\u00a0vid\u0113j\u0101 aizdevuma summa ir viszem\u0101k\u0101 starp Baltijas valst\u012bm, tom\u0113r t\u0101pat v\u0113rojams b\u016btisks k\u0101pums. Attiec\u012bgi\u00a0dz\u012bvok\u013ciem tipveida \u0113k\u0101s vid\u0113jais hipotek\u0101rais aizdevums sasniedzis 55 000 eiro<\/strong>\u00a0(pieaugums par 14%).\u00a0Dz\u012bvok\u013ciem, kas b\u016bv\u0113ti laika posm\u0101 no 2000. l\u012bdz 2023.gadam, \u0161\u012b summa augusi l\u012bdz 109 000 eiro<\/strong>\u00a0(+1%), bet\u00a0piln\u012bgi jaunos projektos jau 133 000 eiro<\/strong>, kas ir par 17% vair\u0101k nek\u0101 p\u0113rn. \u0160\u0101ds strauj\u0161 aiz\u0146\u0113muma summas k\u0101pums jaunajos projektos galvenok\u0101rt skaidrojams ar to, ka iedz\u012bvot\u0101ji \u0161ogad bie\u017e\u0101k izv\u0113las ieg\u0101d\u0101ties liel\u0101kas plat\u012bbas m\u0101jok\u013cus. Savuk\u0101rt\u00a0jaunu m\u0101ju ieg\u0101dei vai b\u016bvniec\u012bbai vid\u0113jais aizdevums pieaudzis l\u012bdz 162 000 eiro<\/strong>\u00a0– par 8% vair\u0101k nek\u0101 iepriek\u0161\u0113j\u0101 gad\u0101.\u00a0Swedbank<\/em>\u00a0dati r\u0101da, ka visbie\u017e\u0101k \u012bpa\u0161umu ieg\u0101d\u0101jas iedz\u012bvot\u0101ji ap 36 un 38 gadiem, kuru m\u0101jsaimniec\u012bbas vid\u0113jie ikm\u0113ne\u0161a ien\u0101kumi ir robe\u017e\u0101s no 3000 l\u012bdz 4000 eiro.<\/p>\n

“M\u0101jok\u013cu aizdevumu tirg\u016b \u0161\u012b gada pirmais ceturksnis iez\u012bm\u0113jas ar jauniem rekordiem b\u016btiski pieaudzis gan nosl\u0113gto hipotek\u0101ro kred\u012btu skaits, gan izsniegto aizdevumu apjoms. Turkl\u0101t l\u012bdz\u012bga tendence v\u0113rojama vis\u0101 Baltij\u0101 – Lietuv\u0101 un Igaunij\u0101 tirgus dinamika pat p\u0101rsp\u0113j Latvijas r\u0101d\u012bt\u0101jus. \u0160o izaugsmi veicina gan EURIBOR likmju pak\u0101peniska samazin\u0101\u0161an\u0101s, gan pla\u0161\u0101ks jauno m\u0101jok\u013cu pied\u0101v\u0101jums, kas mudina cilv\u0113kus pie\u0146emt l\u0113mumus par dz\u012bves kvalit\u0101tes uzlabo\u0161anu. Vienlaikus j\u0101atz\u012bm\u0113, ka \u0123eopolitisk\u0101 situ\u0101cija un iesp\u0113jam\u0101 ekonomikas izaugsmes pal\u0113nin\u0101\u0161an\u0101s rada piesardz\u012bbu – \u012bpa\u0161i attiec\u012bb\u0101 uz jauno projektu att\u012bst\u012bbu. Investori un att\u012bst\u012bt\u0101ji \u0161obr\u012bd r\u016bp\u012bgi izv\u0113rt\u0113, vai \u0161\u012b br\u012b\u017ea piepras\u012bjums b\u016bs notur\u012bgs ar\u012b ilgtermi\u0146\u0101,” nor\u0101da Marika Toma, Swedbank Hipotek\u0101r\u0101s kredit\u0113\u0161anas jomas vad\u012bt\u0101ja Latvij\u0101.<\/p>\n

Optimismam ir tendence saglab\u0101ties<\/strong><\/p>\n

Swedbank<\/em>\u00a0iedz\u012bvot\u0101ju aptaujas dati r\u0101da, ka ar\u012b turpm\u0101kie pl\u0101ni attiec\u012bb\u0101 uz m\u0101jok\u013cu ieg\u0101di liecina par optimismu – 43% respondentu tuv\u0101ko piecu gadu laik\u0101 pl\u0101no ieg\u0101d\u0101ties, b\u016bv\u0113t vai renov\u0113t m\u0101jokli. \u0160os nodomus galvenok\u0101rt virza \u0123imenes vajadz\u012bbas (34%) un ba\u017eas par iesp\u0113jamu cenu pieaugumu n\u0101kotn\u0113 (30%). Liel\u0101k\u0101 da\u013ca iedz\u012bvot\u0101ju, kuri pl\u0101no ieg\u0101d\u0101ties, b\u016bv\u0113t vai renov\u0113t m\u0101jokli, savu n\u0101kotnes \u012bpa\u0161umu redz R\u012bg\u0101 vai t\u0101s tuvum\u0101 – 25% aptauj\u0101to v\u0113l\u0113tos m\u0101jokli galvaspils\u0113t\u0101, bet 23% – Pier\u012bg\u0101. Interese par re\u0123ioniem sadal\u0101s sal\u012bdzino\u0161i vienm\u0113r\u012bgi: 16% priek\u0161roku dotu \u012bpa\u0161umam Vidzem\u0113, 15% – Latgal\u0113, bet Zemgal\u0113 un Kurzem\u0113 katr\u0101 pa 14%.<\/p>\n

V\u0113rt\u0113jot iedz\u012bvot\u0101ju m\u0101jok\u013cu ieg\u0101des pl\u0101nus, redzams, ka liel\u0101kajai da\u013cai finansi\u0101l\u0101s iesp\u0113jas \u013cauj ieg\u0101d\u0101ties dz\u012bvokli s\u0113rijveida \u0113k\u0101, jo pl\u0101notais bud\u017eets p\u0101rsvar\u0101 nep\u0101rsniedz 50 t\u016bksto\u0161us eiro (49%). \u0160\u012b tendence saskan ar Swedbank datiem par izsniegtajiem hipotek\u0101rajiem kred\u012btiem – 67% no visiem dar\u012bjumiem attiecas uz dz\u012bvok\u013ciem, kas b\u016bv\u0113ti l\u012bdz 2000.gadam un kuru plat\u012bba ir no 36 l\u012bdz 55 kvadr\u0101tmetriem. N\u0101kamaj\u0101 segment\u0101 – ar \u012bpa\u0161uma ieg\u0101des bud\u017eetu l\u012bdz 100 t\u016bksto\u0161iem eiro – ieceres izsaka 26% respondentu. Savuk\u0101rt 15% aptauj\u0101to gatavi \u012bpa\u0161uma ieg\u0101dei atv\u0113l\u0113t l\u012bdz 150 t\u016bksto\u0161iem eiro.<\/p>\n

J\u0101atz\u012bm\u0113, ka cena ir viens no galvenajiem faktoriem, kas ietekm\u0113 \u012bpa\u0161uma izv\u0113li – to k\u0101 b\u016btisku nosac\u012bjumu nor\u0101d\u012bju\u0161i 71% iedz\u012bvot\u0101ju. V\u0113l noz\u012bm\u012bg\u0101ka par cenu ir tikai m\u0101jok\u013ca atra\u0161an\u0101s vieta, kuru par priorit\u0101ti izce\u013c 79% respondentu. P\u0101r\u0113jie izv\u0113les krit\u0113riji, piem\u0113ram, att\u012bst\u012bta infrastrukt\u016bra, m\u0101jok\u013ca plat\u012bba un energoefektivit\u0101te, tiek v\u0113rt\u0113ti k\u0101 svar\u012bgi, ta\u010du tiem ir sekund\u0101ra noz\u012bme sal\u012bdzin\u0101jum\u0101 ar cenu un atra\u0161an\u0101s vietu.<\/p>\n

https:\/\/www.swedbank.lv\/<\/p><\/div>\n

<\/p>","protected":false},"excerpt":{"rendered":"

Latvijas nekustamo \u012bpa\u0161umu tirg\u016b 2025.gads s\u0101cies ar strauju aktivit\u0101tes pieaugumu –\u00a0Swedbank\u00a0apkopotie dati liecina, ka \u0161\u012b gada pirmaj\u0101 ceturksn\u012b nosl\u0113gto hipotek\u0101ro kred\u012btu l\u012bgumu skaits pieaudzis par 48%, sal\u012bdzinot ar attiec\u012bgo periodu… <\/p>\n","protected":false},"author":223336,"featured_media":2048174,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,35],"tags":[],"class_list":["post-2048173","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-kategorijas","category-zina"],"yoast_head":"\nM\u0101jok\u013cu tirg\u016b Latvij\u0101 \u0161ogad v\u0113rojams strauj\u0161 izr\u0101viens, iedz\u012bvot\u0101ju pl\u0101ni k\u013c\u016bst ambicioz\u0101ki - REALAT.lv<\/title>\n<meta name=\"description\" content=\"Latvijas nekustamo \u012bpa\u0161umu tirg\u016b 2025.gads s\u0101cies ar strauju aktivit\u0101tes pieaugumu -\u00a0Swedbank\u00a0apkopotie dati liecina, ka \u0161\u012b gada pirmaj\u0101 ceturksn\u012b nosl\u0113gto hipotek\u0101ro kred\u012btu l\u012bgumu skaits pieaudzis par 48%, sal\u012bdzinot ar attiec\u012bgo periodu p\u0113rn. 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