1. Valsts nodevas Zemesgr\u0101mat\u0101<\/strong><\/h3>\n\n- \n
Priv\u0101tperson\u0101m:<\/strong> 1,5 % no pirkuma cenas vai kadastr\u0101l\u0101s v\u0113rt\u012bbas (no liel\u0101k\u0101s).<\/p>\n<\/li>\n- \n
Juridisk\u0101m person\u0101m:<\/strong> 2 % no v\u0113rt\u012bbas.<\/p>\n<\/li>\n- \n
Hipot\u0113kas re\u0123istr\u0101cija:<\/strong> 0,1 % no aizdevuma summas.<\/p>\n<\/li>\n<\/ul>\n\u0160\u012bs izmaksas ir oblig\u0101tas un veido vienu no liel\u0101kaj\u0101m dar\u012bjuma poz\u012bcij\u0101m.<\/p>\n
\ud83d\udc49 Iek\u0161\u0113j\u0101 saite: Zemesgr\u0101mata un \u012bpa\u0161umties\u012bbu nostiprin\u0101\u0161ana<\/em><\/a><\/strong><\/span><\/p>\n2. Not\u0101ra izmaksas<\/strong><\/h3>\nNot\u0101ra atl\u012bdz\u012bbu nosaka Ministru kabineta noteikumi Nr. 737, un t\u0101 ir atkar\u012bga no dar\u012bjuma summas. Praktiski liel\u0101kaj\u0101 da\u013c\u0101 dar\u012bjumu j\u0101r\u0113\u0137in\u0101s ar 150\u2013400 EUR<\/strong>, atkar\u012bb\u0101 no dar\u012bjuma sare\u017e\u0123\u012bt\u012bbas un iesaist\u012bto personu skaita.<\/p>\n\ud83d\udc49 Iek\u0161\u0113j\u0101 saite: Dar\u012bjuma noform\u0113\u0161ana pie not\u0101ra<\/em><\/a><\/span><\/strong><\/p>\n3. Bankas un finans\u0113\u0161anas izmaksas<\/strong><\/h3>\nJa \u012bpa\u0161ums tiek ieg\u0101d\u0101ts ar aizdevumu:<\/p>\n
\n- \n
aizdevuma noform\u0113\u0161anas maksa (vid\u0113ji l\u012bdz 1 % no aizdevuma summas);<\/p>\n<\/li>\n
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dar\u012bjuma konta l\u012bgums;<\/p>\n<\/li>\n
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\u012bpa\u0161uma nov\u0113rt\u0113jums (150\u2013300 EUR<\/strong>);<\/p>\n<\/li>\n- \n
apdro\u0161in\u0101\u0161ana (oblig\u0101ta bankas finans\u0113jumam).<\/p>\n<\/li>\n<\/ul>\n
\ud83d\udc49 Iek\u0161\u0113j\u0101 saite: Hipot\u0113ka un bankas pras\u012bbas<\/em><\/a><\/span><\/strong><\/p>\n4. Nekustam\u0101 \u012bpa\u0161uma a\u0123enta komisija<\/strong><\/h3>\nJa pirc\u0113js izmanto pirc\u0113ja a\u0123enta pakalpojumus, komisija parasti ir 2\u20133 %<\/strong> no dar\u012bjuma summas, atkar\u012bb\u0101 no pakalpojumu apjoma. Praks\u0113 pirc\u0113ja a\u0123ents pal\u012bdz ne tikai atrast \u012bpa\u0161umu, bet ar\u012b optimiz\u0113t dar\u012bjuma riskus un izmaksas.<\/p>\n\ud83d\udc49 Iek\u0161\u0113j\u0101 saite: K\u0101p\u0113c izmantot pirc\u0113ja a\u0123entu<\/em><\/strong><\/span><\/a><\/p>\n5. Papildu izmaksas<\/strong><\/h3>\n\n- \n
juridisk\u0101 konsult\u0101cija (p\u0113c nepiecie\u0161am\u012bbas);<\/p>\n<\/li>\n
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kadastr\u0101l\u0101 uzm\u0113r\u012b\u0161ana vai dokumentu sak\u0101rto\u0161ana;<\/p>\n<\/li>\n
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remonts vai \u012bpa\u0161uma piel\u0101go\u0161ana p\u0113c ieg\u0101des.<\/p>\n<\/li>\n<\/ul>\n
\nDar\u012bjuma izmaksas p\u0101rdev\u0113jam<\/strong><\/h2>\n1. Nekustam\u0101 \u012bpa\u0161uma a\u0123enta komisija<\/strong><\/h3>\nLatvijas praks\u0113 a\u0123enta izmaksas sedz p\u0101rdev\u0113js<\/strong>. Komisijas apm\u0113rs parasti ir:<\/p>\n\n- \n
3\u20135 % no gala p\u0101rdo\u0161anas cenas<\/strong>.<\/p>\n<\/li>\n<\/ul>\n\u0160\u012b summa ietver m\u0101rketingu, pirc\u0113ju atlasi, cenu strat\u0113\u0123iju, sarunas un dar\u012bjuma vad\u012bbu l\u012bdz \u012bpa\u0161umties\u012bbu mai\u0146ai.<\/p>\n
\ud83d\udc49 Iek\u0161\u0113j\u0101 saite: \u012apa\u0161uma p\u0101rdo\u0161ana ar REALAT<\/em><\/a><\/strong><\/span><\/p>\n2. Iedz\u012bvot\u0101ju ien\u0101kuma nodoklis (IIN)<\/strong><\/h3>\nJa \u012bpa\u0161ums netiek p\u0101rdots ar nodok\u013ca atbr\u012bvojumu, j\u0101maks\u0101:<\/p>\n
\n- \n
25.5 % no kapit\u0101la pieauguma<\/strong> (starp\u012bba starp ieg\u0101des un p\u0101rdo\u0161anas cenu).<\/p>\n<\/li>\n<\/ul>\nNodok\u013ca b\u0101zi iesp\u0113jams samazin\u0101t, uzr\u0101dot:<\/p>\n
\n- \n
remonta un uzlabojumu izmaksas;<\/p>\n<\/li>\n
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labiek\u0101rto\u0161anas un v\u0113rt\u012bbas cel\u0161anas izdevumus.<\/p>\n<\/li>\n<\/ul>\n
\ud83d\udc49 Iek\u0161\u0113j\u0101 saite: Nodok\u013ci nekustam\u0101 \u012bpa\u0161uma p\u0101rdo\u0161an\u0101<\/em><\/span><\/strong><\/a><\/p>\n3. Gad\u012bjumi, kad IIN nav j\u0101maks\u0101<\/strong><\/h3>\nNodoklis netiek piem\u0113rots, ja:<\/p>\n
\n- \n
\u012bpa\u0161ums bijis \u012bpa\u0161um\u0101 vair\u0101k nek\u0101 60 m\u0113ne\u0161us un vismaz 12 m\u0113ne\u0161us bijusi deklar\u0113t\u0101 dz\u012bvesvieta;<\/p>\n<\/li>\n
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\u012bpa\u0161ums bijis vien\u012bgais nekustamais \u012bpa\u0161ums p\u0113d\u0113jos 60 m\u0113ne\u0161us;<\/p>\n<\/li>\n
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ien\u0101kums tiek atk\u0101rtoti ieguld\u012bts funkcion\u0101li l\u012bdz\u012bg\u0101 \u012bpa\u0161um\u0101 12 m\u0113ne\u0161u laik\u0101.<\/p>\n<\/li>\n<\/ul>\n
\nKas j\u0101zina pirms dar\u012bjuma uzs\u0101k\u0161anas<\/strong><\/h2>\nNekustam\u0101 \u012bpa\u0161uma dar\u012bjums nav spont\u0101ns pirkums. Tas ir process, kur\u0101:<\/p>\n
\n- \n
prec\u012bza izmaksu izpratne \u013cauj izvair\u012bties no nepl\u0101notiem t\u0113ri\u0146iem;<\/p>\n<\/li>\n
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profesion\u0101la vad\u012bba samazina juridiskos un finan\u0161u riskus;<\/p>\n<\/li>\n
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savlaic\u012bga sagatavo\u0161an\u0101s ietaupa gan laiku, gan naudu.<\/p>\n<\/li>\n<\/ul>\n
REALAT skat\u012bjum\u0101 veiksm\u012bgs dar\u012bjums nav tas, kas notiek \u0101tri, bet tas, kas notiek p\u0101rdom\u0101ti, caursp\u012bd\u012bgi un dro\u0161i<\/strong>.<\/p>\n\ud83d\udc49 Iek\u0161\u0113j\u0101 saite: Septi\u0146i so\u013ci l\u012bdz dro\u0161am nekustam\u0101 \u012bpa\u0161uma dar\u012bjumam<\/em><\/a><\/span><\/strong><\/p>\n\u00a0<\/p>\n
Jaun\u0101kie raksti<\/h2><\/div><\/a>Bez kategorijas<\/a><\/div>Tikai ne pirmo ne p\u0113d\u0113jo st\u0101vu?<\/a><\/h3>Renate, apr\u012blis 24, 2026<\/div><\/div><\/div><\/div><\/a>Bez kategorijas<\/a><\/div>Tradicion\u0101lie hipotek\u0101rie kred\u012bti vs. pirkums uz nomaksu<\/a><\/h3>Renate, apr\u012blis 22, 2026<\/div><\/div><\/div><\/div><\/a>Bez kategorijas<\/a><\/div>Viedo m\u0101ju uzplaukums: k\u0101di \u012bpa\u0161umi izskat\u012bsies 2030. gad\u0101<\/a><\/h3>Renate, apr\u012blis 15, 2026<\/div><\/div><\/div><\/div><\/a>Bez kategorijas<\/a><\/div>Lauku \u012bpa\u0161umi Latvij\u0101: kas j\u0101zina pirms ieg\u0101des<\/a><\/h3>Renate, apr\u012blis 8, 2026<\/div><\/div><\/div><\/div><\/a>ZI\u0145AS<\/a><\/div>70 % m\u0101jok\u013cu pirc\u0113ju b\u016btu gatavi maks\u0101t par kred\u012btu l\u012bdz 500 eiro m\u0113nes\u012b<\/a><\/h3>Renate, apr\u012blis 1, 2026<\/div><\/div><\/div>
Priv\u0101tperson\u0101m:<\/strong> 1,5 % no pirkuma cenas vai kadastr\u0101l\u0101s v\u0113rt\u012bbas (no liel\u0101k\u0101s).<\/p>\n<\/li>\n Juridisk\u0101m person\u0101m:<\/strong> 2 % no v\u0113rt\u012bbas.<\/p>\n<\/li>\n Hipot\u0113kas re\u0123istr\u0101cija:<\/strong> 0,1 % no aizdevuma summas.<\/p>\n<\/li>\n<\/ul>\n \u0160\u012bs izmaksas ir oblig\u0101tas un veido vienu no liel\u0101kaj\u0101m dar\u012bjuma poz\u012bcij\u0101m.<\/p>\n \ud83d\udc49 Iek\u0161\u0113j\u0101 saite: Zemesgr\u0101mata un \u012bpa\u0161umties\u012bbu nostiprin\u0101\u0161ana<\/em><\/a><\/strong><\/span><\/p>\n Not\u0101ra atl\u012bdz\u012bbu nosaka Ministru kabineta noteikumi Nr. 737, un t\u0101 ir atkar\u012bga no dar\u012bjuma summas. Praktiski liel\u0101kaj\u0101 da\u013c\u0101 dar\u012bjumu j\u0101r\u0113\u0137in\u0101s ar 150\u2013400 EUR<\/strong>, atkar\u012bb\u0101 no dar\u012bjuma sare\u017e\u0123\u012bt\u012bbas un iesaist\u012bto personu skaita.<\/p>\n \ud83d\udc49 Iek\u0161\u0113j\u0101 saite: Dar\u012bjuma noform\u0113\u0161ana pie not\u0101ra<\/em><\/a><\/span><\/strong><\/p>\n Ja \u012bpa\u0161ums tiek ieg\u0101d\u0101ts ar aizdevumu:<\/p>\n aizdevuma noform\u0113\u0161anas maksa (vid\u0113ji l\u012bdz 1 % no aizdevuma summas);<\/p>\n<\/li>\n dar\u012bjuma konta l\u012bgums;<\/p>\n<\/li>\n \u012bpa\u0161uma nov\u0113rt\u0113jums (150\u2013300 EUR<\/strong>);<\/p>\n<\/li>\n apdro\u0161in\u0101\u0161ana (oblig\u0101ta bankas finans\u0113jumam).<\/p>\n<\/li>\n<\/ul>\n \ud83d\udc49 Iek\u0161\u0113j\u0101 saite: Hipot\u0113ka un bankas pras\u012bbas<\/em><\/a><\/span><\/strong><\/p>\n Ja pirc\u0113js izmanto pirc\u0113ja a\u0123enta pakalpojumus, komisija parasti ir 2\u20133 %<\/strong> no dar\u012bjuma summas, atkar\u012bb\u0101 no pakalpojumu apjoma. Praks\u0113 pirc\u0113ja a\u0123ents pal\u012bdz ne tikai atrast \u012bpa\u0161umu, bet ar\u012b optimiz\u0113t dar\u012bjuma riskus un izmaksas.<\/p>\n \ud83d\udc49 Iek\u0161\u0113j\u0101 saite: K\u0101p\u0113c izmantot pirc\u0113ja a\u0123entu<\/em><\/strong><\/span><\/a><\/p>\n juridisk\u0101 konsult\u0101cija (p\u0113c nepiecie\u0161am\u012bbas);<\/p>\n<\/li>\n kadastr\u0101l\u0101 uzm\u0113r\u012b\u0161ana vai dokumentu sak\u0101rto\u0161ana;<\/p>\n<\/li>\n remonts vai \u012bpa\u0161uma piel\u0101go\u0161ana p\u0113c ieg\u0101des.<\/p>\n<\/li>\n<\/ul>\n Latvijas praks\u0113 a\u0123enta izmaksas sedz p\u0101rdev\u0113js<\/strong>. Komisijas apm\u0113rs parasti ir:<\/p>\n 3\u20135 % no gala p\u0101rdo\u0161anas cenas<\/strong>.<\/p>\n<\/li>\n<\/ul>\n \u0160\u012b summa ietver m\u0101rketingu, pirc\u0113ju atlasi, cenu strat\u0113\u0123iju, sarunas un dar\u012bjuma vad\u012bbu l\u012bdz \u012bpa\u0161umties\u012bbu mai\u0146ai.<\/p>\n \ud83d\udc49 Iek\u0161\u0113j\u0101 saite: \u012apa\u0161uma p\u0101rdo\u0161ana ar REALAT<\/em><\/a><\/strong><\/span><\/p>\n Ja \u012bpa\u0161ums netiek p\u0101rdots ar nodok\u013ca atbr\u012bvojumu, j\u0101maks\u0101:<\/p>\n 25.5 % no kapit\u0101la pieauguma<\/strong> (starp\u012bba starp ieg\u0101des un p\u0101rdo\u0161anas cenu).<\/p>\n<\/li>\n<\/ul>\n Nodok\u013ca b\u0101zi iesp\u0113jams samazin\u0101t, uzr\u0101dot:<\/p>\n remonta un uzlabojumu izmaksas;<\/p>\n<\/li>\n labiek\u0101rto\u0161anas un v\u0113rt\u012bbas cel\u0161anas izdevumus.<\/p>\n<\/li>\n<\/ul>\n \ud83d\udc49 Iek\u0161\u0113j\u0101 saite: Nodok\u013ci nekustam\u0101 \u012bpa\u0161uma p\u0101rdo\u0161an\u0101<\/em><\/span><\/strong><\/a><\/p>\n Nodoklis netiek piem\u0113rots, ja:<\/p>\n \u012bpa\u0161ums bijis \u012bpa\u0161um\u0101 vair\u0101k nek\u0101 60 m\u0113ne\u0161us un vismaz 12 m\u0113ne\u0161us bijusi deklar\u0113t\u0101 dz\u012bvesvieta;<\/p>\n<\/li>\n \u012bpa\u0161ums bijis vien\u012bgais nekustamais \u012bpa\u0161ums p\u0113d\u0113jos 60 m\u0113ne\u0161us;<\/p>\n<\/li>\n ien\u0101kums tiek atk\u0101rtoti ieguld\u012bts funkcion\u0101li l\u012bdz\u012bg\u0101 \u012bpa\u0161um\u0101 12 m\u0113ne\u0161u laik\u0101.<\/p>\n<\/li>\n<\/ul>\n Nekustam\u0101 \u012bpa\u0161uma dar\u012bjums nav spont\u0101ns pirkums. Tas ir process, kur\u0101:<\/p>\n prec\u012bza izmaksu izpratne \u013cauj izvair\u012bties no nepl\u0101notiem t\u0113ri\u0146iem;<\/p>\n<\/li>\n profesion\u0101la vad\u012bba samazina juridiskos un finan\u0161u riskus;<\/p>\n<\/li>\n savlaic\u012bga sagatavo\u0161an\u0101s ietaupa gan laiku, gan naudu.<\/p>\n<\/li>\n<\/ul>\n REALAT skat\u012bjum\u0101 veiksm\u012bgs dar\u012bjums nav tas, kas notiek \u0101tri, bet tas, kas notiek p\u0101rdom\u0101ti, caursp\u012bd\u012bgi un dro\u0161i<\/strong>.<\/p>\n \ud83d\udc49 Iek\u0161\u0113j\u0101 saite: Septi\u0146i so\u013ci l\u012bdz dro\u0161am nekustam\u0101 \u012bpa\u0161uma dar\u012bjumam<\/em><\/a><\/span><\/strong><\/p>\n \u00a0<\/p>\n2. Not\u0101ra izmaksas<\/strong><\/h3>\n
3. Bankas un finans\u0113\u0161anas izmaksas<\/strong><\/h3>\n
\n
4. Nekustam\u0101 \u012bpa\u0161uma a\u0123enta komisija<\/strong><\/h3>\n
5. Papildu izmaksas<\/strong><\/h3>\n
\n
\nDar\u012bjuma izmaksas p\u0101rdev\u0113jam<\/strong><\/h2>\n
1. Nekustam\u0101 \u012bpa\u0161uma a\u0123enta komisija<\/strong><\/h3>\n
\n
2. Iedz\u012bvot\u0101ju ien\u0101kuma nodoklis (IIN)<\/strong><\/h3>\n
\n
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3. Gad\u012bjumi, kad IIN nav j\u0101maks\u0101<\/strong><\/h3>\n
\n
\nKas j\u0101zina pirms dar\u012bjuma uzs\u0101k\u0161anas<\/strong><\/h2>\n
\n
Jaun\u0101kie raksti<\/h2>
Tikai ne pirmo ne p\u0113d\u0113jo st\u0101vu?<\/a><\/h3>
Tradicion\u0101lie hipotek\u0101rie kred\u012bti vs. pirkums uz nomaksu<\/a><\/h3>
Viedo m\u0101ju uzplaukums: k\u0101di \u012bpa\u0161umi izskat\u012bsies 2030. gad\u0101<\/a><\/h3>
Lauku \u012bpa\u0161umi Latvij\u0101: kas j\u0101zina pirms ieg\u0101des<\/a><\/h3>
70 % m\u0101jok\u013cu pirc\u0113ju b\u016btu gatavi maks\u0101t par kred\u012btu l\u012bdz 500 eiro m\u0113nes\u012b<\/a><\/h3>
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